Policy that covers the insured’s property( contents & buildings) against :
- Accidental Fire
- An explosion
- Riots, strikes or other malicious damage provided that the insured does not participate in the event.
- Political risks or terrorism provided the insured does not participate in the event.
- Lightning.
- Burglary/theft that causes visible damage to the insured’s premises.
- Armed robbery provided it is not committed by a household member or domestic employee of the insured.