Motor Insurance

This covers the insured against loss or damage to vehicle used to carry goods belonging to the insured.

• Accidental damage to the vehicle including malicious damage, riot and strike.
• Theft & Fire damage.
• Third party Liability. 

This covers the insured against loss or damage to vehicle used to carry goods belonging to third party such as lorries, trucks, pickups and trailers.

We provide comprehensive commercial vehicle insurance to compensate individuals, businesses and logistic companies/transporters against accidental loss or damage to their motor vehicles and their accessories including legal liability to third parties.

• Protection against accidental damage to the vehicle including malicious damage, riot and strike.
• Protection against Theft & Fire damage.

It compensates individuals, businesses and Matatu Sacco’s/companies/transporters against accidental loss or damage to their motor vehicles and their accessories including legal liability to third parties.

• Provide Comprehensive Cover to passenger service vehicles for ferrying passengers.
• Accidental damage to the vehicle including malicious damage, riot, and strike.
• Theft & Fire damage.
• Damage to property belonging to other persons (third parties)
  Injury to third-party persons such as pedestrians and passengers in other vehicles.
• Transport companies involved in hiring out transport vehicles.
  Individual matatu operators and Sacco’s providing transport of passengers for hire and reward. 

Provides cover for loss of or accidental damage to motor vehicle in connection with the insured business for chauffeur driven by authorized drivers.

Protection against:

• Accidental damage to the vehicle including malicious damage, riot, and strike.
• Theft & Fire damage.
• Damage to property belonging to other persons (third parties).
• Injury to third-party persons such as pedestrians and passengers in other vehicles.
• Individual owners who hire out their vehicles with chauffeur.
  Transport companies involved in hiring out private vehicles.

Our policy provides comprehensive passenger service vehicle insurance to compensate individuals, businesses, companies against accidental loss or damage to their motor vehicle while carrying fare paying passengers for a chauffeur-driven ride.

Protection against:

• Accidental damage to the vehicle including malicious damage, riot, and strike.
• Theft & Fire damage.
• Damage to property belonging to other persons (third parties).
• Injury to third-party persons such as pedestrians and passengers in other vehicles.
• Individuals or institutions that use their vehicles for carrying of fare-paying single passenger or small group of passengers for a non-shared ride.
• Legal liability to third parties.

Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for tour driven by authorized drivers.

Protection against:

• Accidental damage to the vehicle including malicious damage, riot, and strike.
• Theft & Fire damage.
• Damage to property belonging to other persons (third parties).
• Injury to third-party persons such as pedestrians and passengers in other vehicles.

Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for self-drive by authorized drivers.

Protection against:

• Accidental damage to the vehicle including malicious damage, riot and strike.
• Theft & Fire damage.
• Damage to property belonging to third parties (other persons).
• Injury to third-party persons such as pedestrians and passengers in other vehicles.
• Individual owners who hire out their vehicles.
• Transport companies involved in hiring out private vehicles.

Provides cover for loss of or accidental damage to motor vehicle in connection with the insured’s business for self-drive by authorized drivers.

Protection against:

• Accidental damage to the vehicle including malicious damage, riot and strike.
• Theft & Fire damage.
• Damage to property belonging to third parties (other persons).
• Injury to third-party persons such as pedestrians and passengers in other vehicles. Third party persons exclude a third party the client’s immediate family.
• Institutions who use their vehicles for their own use.
• Use for occasional hire & reward to third parties.

Your car is protected whether on transit either by road or rail, in custody or control of the motor dealer, garage or qualified/licensed custody or control of the motor dealer, garage or qualified/licensed mechanic (including liabilities to third parties)

• It is ideal for dealers of both new and used motor vehicles, motor repairers/garages, clearing agents who drive vehicles out of ports etc.

We provide cover against accidental loss or damage to these vehicles, covering both drivers and passengers, including the standard accessories and spare parts.

• Spare parts and standard accessories spare parts.
• Protection against legal liability to third parties .

This policy is ideal for all types of vehicles including forklifts, cranes, excavators, construction plant equipment, etc.

• It provides comprehensive passenger service vehicle insurance against accidental loss or damage to vehicles used in construction and erection.

This policy covers the accidental loss or damage of insured motor cycles and/or death, bodily injury or loss or damage of property of third parties arising from the use of the motor cycle owned and or operated by the insured. 

The motor cycle should be for personal use by a rider authorized by the insured and holding a valid license.

• It provides comprehensive passenger service vehicle insurance against accidental loss or damage to vehicles used in construction and erection.