Policy that covers the insured’s property( business stock and buildings) against:
- Accidental Fire.
- An explosion.
- Riots, strikes or other malicious damage provided that the insured does not participate in the event.
- Political risks or terrorism provided the insured does not participate in the event.
- Lightning.
- Burglary/theft that causes visible damage to the insured’s premises.
- Armed robbery provided it is not committed by employee of the insured.