Business Loan
Business Loans
Turn your property dreams into reality with Rafiki Development Loans — designed to finance personal, commercial, and community-based housing projects.
Loan Amount:
KES 100,000 – 5,000,000
Loan Term:
- Up to 120 months for commercial construction
- Up to 60 months for plot purchase
Benefits:
- Financing up to 90% of construction costs
- Financing up to 80% of land value
- Dedicated relationship officer for personalized service
- Flexible collateral options.
- Grace period/moratorium on principal during construction
Purpose:
- Plot acquisition
- Incremental housing development
- Commercial property development
- Community-based housing projects
Loan Amount:
Requirements:
- National ID and KRA PIN.
- Business records (if applicable).
- Title deed.
- Employed applicants: last 3 months’ payslips, appointment letter, and introduction letter.
Our Working Capital Loans are designed to provide your business with the immediate liquidity it needs to manage day-to-day operations, purchase inventory, or bridge seasonal gaps.
- Get funding of up to 5 million for your business.
- Fast processing and flexible repayment terms of up to 12 months.
What you will need
- Copy of ID and PIN.
- Rafiki Microfinance Bank account.
- Pro forma invoice or sale agreement.
- Six months’ bank / Mpesa Statements (up to date).
- Three months’ payslip if employed.
- Valid Class FG driving licence for
Boda Boda.
Get quick access to cash using your vehicle’s logbook as security. Ideal for individuals and business owners who need fast, flexible financing.
Loan Amount: KES 50,000 – 1,000,000
Benefits:
- Funds within 24 hours
- Transparent pricing
- Keep using your vehicle
Requirements:
- ID, PIN, logbook, valuation, comprehensive insurance
- Employed: pay slips + 6 months bank statements
- Business owners: registration + 6 months statements
Provides ready solutions to businesses which have capital requirements to purchase movable assets such as commercial motor vehicles, personal vehicles, tractors and other movable assets.
Benefits
- Turnaround Time: 48 hours.
- Interest rate: Dependent on the type of unit under purchase
- Processing Fee: 3% of the loan amount.
- Insurance Fee: 6% of loan amount
- Comprehensive insurance through RMBI.
An integrated rental housing solution providing efficient rent collection, a dedicated proprietor account, and flexible financing for construction and property upgrades.
Loan Amount: Up to Kes.10M
This facility is ideal for landlords looking to:
- Grow their rental portfolio by adding new units
- Enhance property value through renovations and upgrades
- Invest in utilities such as water solutions and solar installations
- Construct additional rental units
- Acquire ready-built income-generating properties
Requirements
- Active rent collection account
- Loan application form
- ID & PIN
- Ownership and tenancy documents
- Rental statements (6 months)
- Deed of rental assignment & tripartite agreement
Real stories
Any questions à Projects?
Digital experiences, and print materials that communicate marketing goals.
Project Offers
info.liquid.com
Consultation